Contact us for All your Real ESTATe Needs
Contact us for All your Real ESTATe Needs
A true teacher at heart, Joanna believes that the best real estate transfers come from well-informed real estate clients. She makes a point to sit down and thoroughly explain what buyers and sellers can expect in this very exciting, yet complicated time in their lives.
While Joanna enjoys working with first-time home buyers, "holding their hands" through the process of buying their first homes, she also loves guiding experienced home owners in the preparation and selling of their homes, as well as working with savvy real estate investors to find great ways to make their money work harder for them through real estate investments.
Are you looking to buy a new home and/or sell the one you are in? Are you a first time home buyer, upgrading to a bigger home or downsizing to something smaller, moving to another town/city, job relocation, investing in property, retiring, have an empty nest, need or want to cash in the equity, getting divorced, or just want a change?
I have lived in this area for more than 20 years and will help to make your experience a pleasant and successful one. As a teacher for 25 years, I will help to educate you on the home buying/selling process. I am dedicated, honest, trustworthy, caring, and will always have your goals in mind with clear objectives. You can have high expectations of me and I will not let you down. Whatever it is you are looking for, you can count on me to respond to any of your requests in a very quick manner. I wish you the best of luck in your home search and look forward to working with you.
John Tangney is the designated broker of Tangney Properties, Inc. with 25 years of experience in residential real estate. A lifelong resident of Worcester, MA, John appreciates the diversity of types of construction throughout the city. Every home has a story, the older the more interesting. John enjoys educating buyers to learn of maintenance and construction of the homes as a part of the buying process allowing for a more informed buyer. When it comes to assisting sellers, John provides them with the experienced perspective of which items in the home to take care of before they list in order to make the best first impression possible.
Liza Tangney is the associate broker of Tangney Properties, Inc. with 19 years of experience in residential real estate. Liza has a hands-on approach to working with clients that simplifies what can appear like an overly complicated process. She greets clients with 100% transparency in all phases of the home buying and selling processes.
Please contact us if you would like to know more.
The first step to sell your home is to reach out to a REALTOR® to help guide you in the process. There are many things to consider in today’s market and it is in the best interest of the seller to get your proverbial ducks in a row prior to listing your home. We would be happy to meet with you an provide a comparative market analysis to assist you determine your value range. In addition, we will go through the home and discuss areas to declutter and provided maintenance prior to entering the marketplace. Give us call to set up a time to meet and receive our educational package for home sellers.
REALTORS® and appraisers alike use similar methods to determine fair market value of a home. Appraisers do have alternate methods and follow the guidelines outlined by lenders closely. First, fair market value is defined as what a ready, willing, and able buyer is willing to pay for your home. The way we determine this value range is by looking at similar or comparable homes sold within a mile or less and within the last 3-6 months. The detail compared and contrasted are about all the features of the home: living area, style/type of home, number of bedrooms/bathrooms, condition or upgrades included in property, as well as location, neighborhood, and area amenities. We do our best to find the top three or four properties as close to you home as possible to guide us determining the value range.
Well that depends on whether you need to use the equity in your current home as a down payment to purchase the next one. If the answer it yes, then you will want to have your home sold before purchasing a new one. In some cases, you can have your home on-deposit and put an offer on the next one coordinating the closing on the same day. This is stressful for all participants because if something goes wrong, then it’s like dominos to all other parties. Some sellers, will find a place to stay in the interim between when their house is sold and waiting for the new one to be ready.
If you don’t need the equity in home home to purchase a new one, then you have choices. One option is to hold your home as an investment property and rent it out for passive income. Another option is to purchase first, move into the new house and then stage and sell the old home. The benefit of this is the convenience of not living there and keeping the home in show-ready condition while waiting to accept an offer.
First, you’ll want to speak with a mortgage broker to talk about various lending programs and get a pre-approval letter. It is helpful to know how much home you can afford and what monthly payments look like before you begin to look at homes. This way, you know what price range to begin looking in. Once that is established, you want to talk with a REALTOR® to build the rest of your search. Discussion will include where you want to live? i.e. close to work or kids school and what features the desired home has to offer? i.e. number of bedrooms, bathrooms, garage spaces, living area, etc.
It depends on how long it takes to find the home you want to purchase. Once you have identified a property and have your offer accepted, it will take about 45-60 days to close. The first couple of week after getting an offer accepted will be busy with home inspections, well inspections, radon tests, and completing the purchase and sale agreement with the attorneys.
When we work with home buyers we will review the entire process in detail at one of our first meetings. During this meeting, we’ll review our home buyer educational package. Briefly, a home buyer will need out of pocket expenses to cover loan application fees, home inspection, well and/or radon fees, the initial down payment at the time of the offer, the additional deposit at the time of the purchase and sale agreement, appraisal fees, and closing costs. Reach out to set up a 1 on 1 meeting with a buyer agent.
Copyright © 2023 Tangney Properties, Inc - All Rights Reserved.
Powered by GoDaddy Website Builder
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.